Factors Affecting Auto Insurance Premiums

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Insur­ance is the third largest cost of own­ing a vehi­cle behind depre­ci­a­tion and fuel, but pre­mi­ums vary depend­ing on var­i­ous fac­tors that include age, make/model, options, and repair costs. Shop­pers are advised to con­tact their insur­ance com­pa­ny pri­or to mak­ing a final deci­sion on which vehi­cle to pur­chase.