Loan to Value Ratio – CY 2005 to First Half CY 2012

Retail Automotive Summary - August 31, 2012

Article Summary
  • Latest loan to value ratio showed a rise, especially for sub-prime borrowers
  • Banks going after auto loans because of low repossession rates and minimum of late payers
  • In 2011 and 1st half of this year, loan to value ratios have increased although not nearly to pre-recession level
Significance of the Data


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